Industry: Insurance

Modernize policy and claims platforms across every state you operate in.

Insurers run policy administration, claims and underwriting on systems that encode decades of product rules. Cutover reads those rules from the code, shows where they differ by jurisdiction, and plans the move in stages that match your filing and renewal cycles.

Where insurance migrations get stuck

Rating logic in too many places

Premium rules sit in code, rating tables and spreadsheets. Cutover finds each one and shows where they disagree.

In-flight policies

Policies and claims must keep working through the move. Cutover sequences them so renewals and open claims are not interrupted.

Regulatory filings

Product changes can require state filings. Cutover records which products and forms each change touches.

What Cutover produces

  • Inventory of policy, billing and claims applications and their integrations
  • Rules map showing where product and rating logic lives
  • Phased cutover plan by line of business or state
  • Terraform for the target, with data residency documented
  • Signed report to support regulatory and internal review

Typical scope

WorkloadCommon approach
Policy administrationPhased move by line of business
Claims intake and portalRe-platform, then migrate open claims
Billing and paymentsParallel run with reconciliation
Agent and broker portalRe-platform to managed containers

Built for insurance controls

NAIC and state guidance

Plans reflect model laws and state rules you select. Your compliance team confirms each filing requirement.

Data privacy

Personal and health data is redacted from samples, and access is logged.

Approval and rollback

Each phase has a named approver and a documented way back.

Plan by line of business, not all at once.

See how a phased plan is built and approved in the demo.